Your Questions Answered by a Car Accident Lawyer Bangor ME Relies On
Car accidents are so common today, the majority of them do not even make the local news anymore. But as any car accident victim can attest, the impact injuries from the crash can have on your life can be overwhelming. If you have been injured, consider contacting a car accident lawyer in Bangor ME to discuss your legal options and how David Bate may be able to help you.
What are the kinds of car accidents that cause injuries?
Although there are any number of ways a crash can happen, the following are the most common that we see at our firm and which result in injuries through no fault of the victim:
- Defective or recalled auto parts, such as airbags and ignition switches
- Driving under the influence of alcohol and/or drugs
- Head-on collisions
- Hit and run situations
- Rear-end crashes
- Texting while driving or engaging in other distracted driving behaviors
- Vehicle rollovers
In these instances, a car accident lawyer in Bangor ME such as David Bate can seek compensation from the party or parties responsible for the collision and resulting injury.
What happens if the driver who caused the accident is uninsured?
Even under ideal circumstances, it can be difficult for a car accident victim to fully recover their damages. When the at-fault driver does not have accident liability insurance, or their maximum amount of coverage is much lower than the sum total of the victim’s damages, it creates a more complicated – and frustrating – situation. In addition to driving under the influence, not having liability insurance is also a common reason why at-fault drivers flee the scene of the crash.
David Bate is a car accident lawyer in Bangor ME who can help you obtain the financial compensation you need in these situations. One option is to file a claim with your own vehicle insurance company. Your insurance company may balk at this type of claim because of the large sum of money involved. This is one reason why it is important to have a seasoned attorney advocating for you such as David Bate.
What are the types of damages that car accident victims can pursue?
Every case is different and every victim suffers different losses. In general, the majority of car accident victims can pursue financial compensation for all of their past, present, and future medical expenses associated with the car accident. This might include emergency care, hospital stays, surgeries, doctor visits, physical therapy, medications, medical devices, and medical equipment. Transportation costs to and from medical appointments can also be reimbursed. If the victim is left with permanent disabilities and there are special accommodations needed in their home such as widened doorways and wheelchair ramps, the settlement should include those costs, too. In addition, the victim might be eligible to receive lost wages and benefits from being unable to work while recovering. A victim can also pursue damages for future income if the injury has caused them to suffer reduced earning capacity. If this is the case, then the victim may also be entitled to vocational counseling and training.
Other damages for which a victim can pursue with the help of a car accident lawyer in Bangor ME include:
- Pain and suffering
- Mental anguish
- Scarring (or disfigurement of any kind)
- Partial or full permanent disability
- Loss of life enjoyment
- Loss of companionship
If a victim dies because of their injuries, their survivors can file a wrongful death claim which they can pursue compensation for many of the same damages, as well as for funeral and burial expenses, loss of guidance and support, and any other losses their loved one’s death has caused. Talk to David Bate, a car accident lawyer in Bangor ME, if this scenario describes your situation. Though nothing can erase the tragedy of losing your loved one, a settlement from the guilty party can pay for costs associated with your beloved’s passing.
A Note to Victims of Car Accidents from David Bate
Injured persons in need of a car accident lawyer Bangor ME trusts can call me anytime – weekends, holidays, evenings — for a free consultation. In fact, I will give you my cell phone number, 207-478-1093, so we can talk, no commitment, free of charge, whether it’s the day of the accident or a year later. Your questions will be answered and that unnecessary stress and uncertainty of dealing with the insurance components of your claim can be lifted from your shoulders. If I am busy, I will respond to a text message at my earliest opportunity. If you cannot travel to my office, I will come to you.
Insurance companies are not your friends. Insurance companies hire and train people to minimize their liability. Their practices often undermine your valid injury claim. They even deny responsibility, unfairly placing the fault on you. An experienced car accident lawyer Bangor ME knows will stand between you and the insurance company, investigate and develop your case and obtain the compensation you deserve for your case. Not only reimbursement for your medical bills, but the pain and suffering, lost income, and property damage compensation that is rightly yours.
In Maine, insurance companies can record your conversations with them without notifying you. The claims adjusters are trained to sneak loaded questions into those recordings that can rob you of your claim. It is always best to speak to a trained professional who is on your side and will protect your rights rather than the rights of corporate shareholders. A car accident lawyer Bangor ME residents can rely on is in your corner and is sworn to look only to your interests.
If you already have had contact with the insurance company, the best advice is to stop immediately.
The prosecution of your claim starts with service of a notice of claim and the attorney’s investigation. Sometime there is nothing to investigate other than obtaining the accident report online. However, that report and my consult with you personally may indicate that photographs need to be taken of the scene and vehicles and witnesses may need to be interviewed before their memories fade. For example, an officer’s accident report may be vague on a point but the skid marks from the collision may tell a more precise story. That kind of evidence fades fairly quickly. I would have an investigator on scene within hours to preserve that evidence. A car accident lawyer Bangor ME respects earns his keep many times over by protecting your rights.
Final Thoughts from a Car Accident Lawyer Bangor ME Residents Turn To for Help
Most of these types cases settle and never go to trial. In uncounseled cases, settlement is diminished because injured parties who thought they could represent themselves have missed important details or crucial steps. They find themselves at the mercy of the insurance company they could have been dominating through legal counsel. For example, I have seen clients who thought the claims adjuster sounded like a nice woman or didn’t seem like the kind of guy who would treat them unfairly. When I am hired at that point, the client has already realized that they have made a mistake and unnecessarily sacrificed substantial value on their claim. I probably can get some of that value back, but the client would have been better off first calling the car accident lawyer Bangor ME calls first.