Taxi Cab Accidents

  • By:David Bate

Taxi cab accidents happen in two ways. First, a taxi cab could strike the car you are driving or riding in as a passenger.  Second, the cab in which you are riding as a passenger could get into an accident that is either the driver’s fault or the fault of another driver. When a taxi cab strikes the car you are inside or a motorcycle you are riding, you will need to prove both liability and damages. You may need to defend yourself against the taxi cab company’s claim that you were negligent. If you are a passenger in a taxicab who gets hurt in an accident, the primary issue in a lawsuit will most likely be the amount of damages. Taxi cab accidents very rarely happen without any fault by either driver. You would sue either the taxi cab company or the driver of the other vehicle, or another culpable party.

  If you are an insured on a policy of automobile insurance and are injured in an accident while a passenger in a taxi cab, then your automobile insurance policy will cover your medical bills up to the limits of your medical benefits coverage. If the limits of that coverage is spent on your care, then your health insurance carrier will pay your medical bills in accordance with your policy provisions. Any medical bills not otherwise covered should be paid by the insurance carrier for the at fault taxi cab.

  • The insurance carrier for the at fault taxi cab is also responsible for your compensatory damages, that is, money for your pain and suffering.
  • However, if the taxi cab is not covered by a policy of automobile insurance, then hopefully you have Uninsured Motorist or UM coverage on your policy of insurance, as that is what will cover compensation for your harm. It is extremely important that you carry adequate Underinsured/Uninsured Motorist coverage on your policy of automobile insurance.
  • Another important selection you make when purchasing automobile insurance is FULL TORT or LIMITED TORT. In all instances, only choose FULL TORT on your policy. If you chose LIMITED TORT, in this scenario, you will be afforded FULL TORT status as a cab is a commercial vehicle. Thus you can pursue a claim for pain and suffering damages against the at fault cab.

If you have recently been involved in a taxi cab accident, you may be entitled to financial compensation for any wages loss or medical bills.  Because you aren’t an attorney, you should reach out to someone who can assist you in determining if you have a claim to seek compensation for any inconvenience you were caused.  While you are uncertain about the results, a skilled attorney, like a personal injury attorney Dekalb County GA relies on, will do a good job assisting you with gaining clarity and figuring out the next step.  There is nothing wrong with taking the time to find out what, if anything, can be done.

Thanks to contributor Andrew R. Lynch, P.C. for their insight into taxi cab accidents and personal injury practice.


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